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[28] Try to make of money a thing to use as well as to possess; it is a thing of use to those who understand how to enjoy it, and a mere possession to those who are able only to acquire it. Prize the substance you have for two reasons—that you may have the means to meet a heavy loss and that you may go to the aid of a worthy friend when he is in distress; but for your life in general, cherish your possessions not in excess but in moderation.

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